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  1. I’ve learned a number of important things by means of your post. I’d also like to say that there is a situation where you will have a loan and don’t need a cosigner such as a Fed Student Aid Loan. But if you are getting a loan through a classic loan provider then you need to be ready to have a co-signer ready to assist you. The lenders will base any decision over a few factors but the greatest will be your credit worthiness. There are some loan providers that will as well look at your work history and make up your mind based on this but in most cases it will be based on on your credit score.

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