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  1. These days of austerity plus relative stress and anxiety about running into debt, some people balk contrary to the idea of employing a credit card to make purchase of merchandise or pay for a holiday, preferring, instead to rely on the tried along with trusted way of making settlement – hard cash. However, if you have the cash available to make the purchase in full, then, paradoxically, that’s the best time to use the card for several factors.

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